Data Scientist Predictive Utilization Analytics
Tata Consultancy Services (TCS) · New York, US
Job description
Must Have Technical/Functional Skills
Data Scientist to build a Predictive Benefit Utilization Model and an Attribution Model leveraging Microsoft Fabric, with the objective of improving accuracy over current manual / Excel‑based projections and enabling data‑driven executive decision‑making
Roles & Responsibilities
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Design, develop, and validate a Baseline Utilization Prediction Model using historical claims and member data (demographics, geography, plan design, diagnosis/procedure codes)
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Develop an Attribution / Explainability layer to identify key drivers of deviation between expected and actual utilization (where data permits)
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Perform feature engineering on structured insurance datasets sourced from on prem SQL DW and curated in Microsoft Fabric / OneLake
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Apply appropriate statistical, machine learning, or time series techniques to improve forecast accuracy versus current baseline methods
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Conduct model validation and back testing, comparing predicted utilization against actuals and existing manual projections
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Ensure model explainability (feature importance, drivers, narratives) suitable for executive and business stakeholder consumption
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Collaborate with Data Engineering to ensure data readiness, quality checks, and semantic alignment in Fabric
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Support Power BI / Fabric semantic model consumption, ensuring model outputs can be operationalized in reports and analytics layers
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Document modeling approach, assumptions, limitations, and outcomes for stakeholder review and next phase decisioning
Required Skills & Experience
Core Data Science
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Strong experience in predictive modeling, regression, classification, and/or time series forecasting
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Proficiency in Python (pandas, numpy, scikit learn, statsmodels or equivalent)
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Experience with model validation techniques, accuracy metrics, and performance comparison
Domain Experience
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Prior experience with insurance, healthcare, or benefits utilization data (claims, eligibility, plan design preferred)
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Ability to interpret and translate business drivers behind utilization patterns
Platform & Tools
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Experience working in cloud analytics platforms (Microsoft Fabric preferred; Azure / Databricks acceptable)
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Familiarity with SQL based data sources and collaboration with ETL / data engineering teams
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Exposure to Power BI or semantic models is a plus (not mandatory)
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Experience with explainable AI (XAI) techniques
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Prior exposure to Microsoft Fabric Copilot / AI assisted analytics concepts
Salary Range: $90,000 to $115,000 per year
Location
New York, NY
Job Function
TECHNOLOGY
Role
Data Scientist
Job Id
407039
Desired Skills
Data scientist
Salary Range
$90,000-$115,000 a year
Desired Candidate Profile
Qualifications : BACHELOR OF COMPUTER SCIENCE
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