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Data Scientist Predictive Utilization Analytics

Tata Consultancy Services (TCS) · New York, US

Job description

Must Have Technical/Functional Skills

Data Scientist to build a Predictive Benefit Utilization Model and an Attribution Model leveraging Microsoft Fabric, with the objective of improving accuracy over current manual / Excel‑based projections and enabling data‑driven executive decision‑making

Roles & Responsibilities

  • Design, develop, and validate a Baseline Utilization Prediction Model using historical claims and member data (demographics, geography, plan design, diagnosis/procedure codes)

  • Develop an Attribution / Explainability layer to identify key drivers of deviation between expected and actual utilization (where data permits)

  • Perform feature engineering on structured insurance datasets sourced from on prem SQL DW and curated in Microsoft Fabric / OneLake

  • Apply appropriate statistical, machine learning, or time series techniques to improve forecast accuracy versus current baseline methods

  • Conduct model validation and back testing, comparing predicted utilization against actuals and existing manual projections

  • Ensure model explainability (feature importance, drivers, narratives) suitable for executive and business stakeholder consumption

  • Collaborate with Data Engineering to ensure data readiness, quality checks, and semantic alignment in Fabric

  • Support Power BI / Fabric semantic model consumption, ensuring model outputs can be operationalized in reports and analytics layers

  • Document modeling approach, assumptions, limitations, and outcomes for stakeholder review and next phase decisioning

Required Skills & Experience

Core Data Science

  • Strong experience in predictive modeling, regression, classification, and/or time series forecasting

  • Proficiency in Python (pandas, numpy, scikit learn, statsmodels or equivalent)

  • Experience with model validation techniques, accuracy metrics, and performance comparison

Domain Experience

  • Prior experience with insurance, healthcare, or benefits utilization data (claims, eligibility, plan design preferred)

  • Ability to interpret and translate business drivers behind utilization patterns

Platform & Tools

  • Experience working in cloud analytics platforms (Microsoft Fabric preferred; Azure / Databricks acceptable)

  • Familiarity with SQL based data sources and collaboration with ETL / data engineering teams

  • Exposure to Power BI or semantic models is a plus (not mandatory)

  • Experience with explainable AI (XAI) techniques

  • Prior exposure to Microsoft Fabric Copilot / AI assisted analytics concepts

Salary Range: $90,000 to $115,000 per year

Location

New York, NY

Job Function

TECHNOLOGY

Role

Data Scientist

Job Id

407039

Desired Skills

Data scientist

Salary Range

$90,000-$115,000 a year

Desired Candidate Profile

Qualifications : BACHELOR OF COMPUTER SCIENCE

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